Terms and conditions of use

In compliance with Law 34/2002, of 11 July, on Information Society Services and E-Commerce (​“LSSICE”), Perk Finance, S.L. (“Perk Finance”​) informs that it is the owner of the website www.cobee.io. In accordance with the requirement of Article 10 of the above-mentioned Law, PERK FINANCE informs you of the following data: 

The owner of this website is ​PERK FINANCE, S.L. a Spanish company located in Madrid, in C/Francisco de Rojas 5 – Esc. Dcha. 1 – 3 – 28010, and registered in the Mercantile Registry of Madrid, with Tax ID (​NIF) B-88.243.233. The company’s contact email address is privacy@cobee.io 

The purpose of this document (the “​Terms and Conditions of Use​”) is to establish and regulate the rules of use (including mere access) of the web pages that make up the www.cobee.io site, including the content, data and information made available on them. “Website” is understood to mean all the pages and their contents that are accessed through the domain www.cobee.io 

2. User and Liability Regime

The mere fact of accessing the website www.cobee.io confers on the person doing so the condition of user (the “​User​”), and expresses the User’s full and unreserved acceptance of each and every one of the provisions contained in these Terms and Conditions of Use, and it is therefore understood that any person accessing this site agrees to be bound by them. 

Certain contents of the Website contain the possibility of contracting online and, since certain services are exclusive to registered users (the “​Registered Users​”), their access is also restricted and subject to the General Terms and Conditions for Contracting the Service of PERK FINANCE. 

In any case, PERK FINANCE reserves the right to amend, extend or temporarily suspend, at any time, unilaterally and without prior notice, the layout, technical specifications and configuration of the Website and its contents and services, as well as these Terms and Conditions of Use or the corresponding General Terms and Conditions for Contracting the Service. 

PERK FINANCE does not guarantee: (i) the availability, continuity, non-existence of deficiencies and security of the Website; (ii) that the content of the Website or the information that passes through it is free of viruses or other harmful elements, as well as errors, omissions or inaccuracies; and (iii) the privacy and security of the use that the User makes of the Website. Consequently, the User assumes any risks that may arise from the use of the Website. 

The Website provides a diversity of information and data. The User assumes responsibility for the correct use of the Website. This responsibility shall extend to: 

– The veracity and legality of the information provided by the User in the forms provided for access to certain content or services offered through the Website. 

– The use of the information, services and data offered which is contrary to the provisions of these terms and conditions, the Law, morality, good customs or public order, or that in any other way may involve harm to the rights of others or the operating of the Website itself. 

3. Intellectual and Industrial Property

The distinctive signs, designs, texts, images, illustrations, photographs, and other contents found on the Website and any other intellectual creations and/or inventions are owned by PERK FINANCE or third parties. 

The User may not use the content without the express written consent of PERK FINANCE or its legitimate owner, obtaining only an authorisation to view the content through their browsing on the Website. 

The reproduction, distribution, public communication, transformation, provision, or creation of links to the PERK FINANCE website from another page or website, or any other form of using the content is not allowed without the prior written authorisation of PERK FINANCE or its legitimate owner. 

In case any User or third party considers that any of the existing contents in the Website imply an infringement of the intellectual property protection rights or are in any way illicit, harmful to the rights or interests of third parties or contrary to public order or good customs, they may communicate this to PERK FINANCE at the e-mail address privacy@COBEE.IO 

4. Conditions of use

The User is obliged to make correct use of the Website in accordance with the Law and these Terms and Conditions of Use. The User shall be liable to PERK FINANCE or to third parties for any damages that may be caused as a consequence of the breach of this obligation. 

The use of the Website for purposes that are harmful to property or interests of PERK FINANCE, or of third parties or which in any other way overload, damage or disable networks, servers and other computer equipment (hardware) or computer products and applications (software) of PERK FINANCE, or of third parties, is expressly prohibited. 

PERK FINANCE reserves the right to prevent or prohibit access to the Website to any Internet user who introduces any illegal content into this Website, who infringes upon the rights or interests of third parties or who is contrary to these Terms and Conditions of Use or current legislation, and reserves the right to exercise the legal measures it deems appropriate to prevent this type of behaviour. The User therefore undertakes not to use the Website unlawfully, in a manner that is detrimental to the rights or interests of third parties or in any way that is contrary to these Terms and Conditions of Use or to current legislation. 

All information that the User may provide to PERK FINANCE through website forms or any other must be truthful. To this effect, the User guarantees the authenticity of all data communicated and shall keep the information provided to PERK FINANCE perfectly updated so that it corresponds, at all times, to the real situation of the User. In any case, the User shall be solely responsible for any false or inaccurate statements made and for any damage caused to PERK FINANCE or to third parties by the information provided. 

5. Exclusion of Liability

PERK FINANCE shall in no case be liable for: 

(i) any possible damage or harm that may arise from interference, omissions, interruptions, computer viruses, telephone breakdowns or disconnections in the operation of the Website, delays or blockages in the operation of the Website or interference in the Website by third parties. 

(ii) damages of any kind caused to the User by failures or disconnections in the telecommunications networks that lead to the suspension, cancellation or interruption of the service of the Website at any time. 

(iii) those contents, commercial activities, products and services included that could be visualized by means of electronic links, with a merely informative purpose, if any. These links do not represent any kind of relationship between PERK FINANCE and the companies or individuals who own the websites that can be accessed through these links. PERK FINANCE reserves the right to withdraw at any time and without notice, the links that may appear. 

(iv) the consequences that may arise from errors in the contents that may appear on this Website, although PERK FINANCE makes its best efforts to avoid any errors in such contents. Nor does it take responsibility or guarantee that the content or software that can be accessed through this Website is free from error. 

(v) of any loss, damage or harm of any kind that may result from access to and use of the Website. 

In any case, the User is responsible for having the adequate tools to detect and disinfect malicious software. The access to the Website requires services and supplies from third parties, including transport through telecommunication networks whose reliability, quality, continuity and operation do not correspond to PERK FINANCE. 

6. Email Communications

The information contained in e-mails and/or e-mail attachment(s) sent from an e-mail address in the @cobee.io domain is confidential and privileged and is intended to be read only by the intended recipients. Such information is also the property of the sender and may not be disclosed, copied or distributed to third parties without the sender’s prior written consent. 

If you receive an e-mail and are not the intended recipient, the employee or agent responsible for delivering the message to the recipient, or receive an e-mail in error, you must notify the sender immediately, return the e-mail and/or its attachment(s) to the sender’s address and proceed to destroy it. 

The personal data derived from communications via e-mail shall be incorporated into PERK FINANCE’S processing system. 

7. Jurisdiction and venue

PERK FINANCE also reserves the right to bring any civil or criminal actions it deems appropriate for the improper use of its Website and contents, or for the breach of these Terms and Conditions of Use of the Website. 

The relationship between the User and PERK FINANCE shall be governed by the regulations in force and applicable in the Spanish territory. Should any dispute arise regarding the interpretation, compliance or execution of these Terms and Conditions of Use or the applicable regulations, the parties agree to expressly submit to the jurisdiction of the competent Judges and Courts of Madrid, unless the applicable regulations on jurisdiction and competence establish a different jurisdiction with regards to this.